Tools

Interactive tools

Charts and calculators built on Canadian data after inflation. They run in your browser: nothing you enter is sent anywhere or saved.

Start here

• GuideThe interactive guideTen short acts, from inflation and crashes to accounts and a step-by-step process. Every tool below lives inside it.

Calculators

• CalculatorFees and leaksSet the years and the yearly fee and see how much of the ending balance costs take, next to taxes and bad timing.
• CalculatorLooking forward: the range of outcomesThe spread of possible results per $10,000 after inflation for six stock/bond mixes, with the expected return you choose.
• CalculatorRent vs buyCompare rent with the costs of owning that you never get back, in six Canadian cities, at the cost of capital you pick.

Explore the history

• HistoryRetiree time machinePick a retirement year since 1928 and see how the order of returns, not just the average, decided the outcome.
• HistoryWhat each mix felt likeSlide from all bonds to all stocks and see each mix's yearly return, worst year, worst fall and how often it lost money since 1977.
• HistoryRisk vs reward by mixPick a mix and compare its return per unit of risk with what it actually grew to.

Planning

• PlanningFramework explorerSee how a common textbook rule turns risk capacity and tolerance into a range of mixes for an example goal. A teaching tool, not a recommendation.

Reference

• ReferenceGlossaryEvery term from the guide in plain language, searchable: drawdown, real return, TFSA, Sharpe ratio and more.

Educational, not investment advice. Tools show the same information to every reader and don't consider anyone's situation. Past returns don't guarantee future results.