/* Shared styles for the text pages (articles, about, privacy).
   Same tokens as the interactive guide: ink-navy on a cool paper ground, bronze as the only accent. */
:root {
  --plane: #eef1ee; --surface: #fcfcfb; --ink: #0e1b26; --ink-2: #46525c; --muted: #747e85;
  --rule: #e1e4e0; --panel: #f4f6f3; --bronze: #9a6a1f; --bronze-ink: #7a5214; --bronze-wash: rgba(154, 106, 31, 0.10);
  --s-stocks: #2a78d6; --s-bonds: #eb6834; --s-cash: #1baf7a; --s-canada: #eda100; --s-us: #e87ba4; --s-intl: #008300; --s-em: #6250d6;
  --bad-ink: #b02a2a; --good-ink: #006300;
  --font-display: "Archivo", "Arial Narrow", "Helvetica Neue", Arial, sans-serif;
  --font-body: "Source Sans 3", "Source Sans Pro", system-ui, -apple-system, "Segoe UI", sans-serif;
  --measure: 680px;
}
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --plane: #0b1015; --surface: #151b21; --ink: #eef0ec; --ink-2: #c4c8c2; --muted: #8d959b;
    --rule: #262e35; --panel: #1b222a; --bronze: #d4a24c; --bronze-ink: #e2b664; --bronze-wash: rgba(212, 162, 76, 0.12);
    --s-stocks: #3987e5; --s-bonds: #d95926; --s-cash: #199e70; --s-canada: #c98500; --s-us: #d55181; --s-intl: #008300; --s-em: #9085e9;
    --bad-ink: #ef7a7a; --good-ink: #2fc42f;
    color-scheme: dark;
  }
}
:root[data-theme="dark"] {
  --plane: #0b1015; --surface: #151b21; --ink: #eef0ec; --ink-2: #c4c8c2; --muted: #8d959b;
  --rule: #262e35; --panel: #1b222a; --bronze: #d4a24c; --bronze-ink: #e2b664; --bronze-wash: rgba(212, 162, 76, 0.12);
  --s-stocks: #3987e5; --s-bonds: #d95926; --s-cash: #199e70; --s-canada: #c98500; --s-us: #d55181; --s-intl: #008300; --s-em: #9085e9;
  --bad-ink: #ef7a7a; --good-ink: #2fc42f;
  color-scheme: dark;
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--plane); color: var(--ink); font-family: var(--font-body); font-size: 18px; line-height: 1.6; }
img, svg { max-width: 100%; }
a { color: var(--ink); text-decoration-color: var(--bronze); text-underline-offset: 3px; }
a:hover { color: var(--bronze-ink); }
a:focus-visible, button:focus-visible { outline: 2px solid var(--bronze); outline-offset: 2px; border-radius: 3px; }

/* header and footer */
.site-head { background: var(--surface); border-bottom: 1px solid var(--rule); }
.site-head .inner, .site-foot .inner { max-width: 1040px; margin: 0 auto; padding: 12px 16px; display: flex; align-items: center; gap: 16px; flex-wrap: wrap; }
.brand { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; font-family: var(--font-display); font-weight: 800; font-stretch: 112%; font-size: 1.05rem; color: var(--ink); }
.brand svg { width: 26px; height: 26px; flex: none; }
.site-nav { margin-left: auto; display: flex; gap: 4px 18px; flex-wrap: wrap; font-size: 0.95rem; }
.site-nav a { text-decoration: none; color: var(--ink-2); font-weight: 600; }
.site-nav a:hover, .site-nav a[aria-current="page"] { color: var(--ink); text-decoration: underline; text-decoration-color: var(--bronze); }
.site-foot { margin-top: 64px; border-top: 1px solid var(--rule); background: var(--surface); color: var(--muted); font-size: 0.9rem; }
.site-foot .inner { display: grid; gap: 8px; padding: 24px 16px 32px; }
.site-foot nav { display: flex; gap: 6px 18px; flex-wrap: wrap; }
.site-foot nav a { color: var(--ink-2); }
.site-foot p { margin: 0; max-width: 760px; }

/* article body */
main { max-width: var(--measure); margin: 0 auto; padding: 40px 16px 0; }
.kicker { margin: 0 0 10px; color: var(--bronze-ink); font-family: var(--font-display); font-size: 0.8125rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; }
h1, h2, h3 { font-family: var(--font-display); font-stretch: 112%; line-height: 1.12; color: var(--ink); text-wrap: balance; }
h1 { font-size: clamp(2rem, 1.4rem + 2.6vw, 2.9rem); font-weight: 800; margin: 0 0 14px; }
h2 { font-size: 1.45rem; font-weight: 750; margin: 40px 0 10px; }
h3 { font-size: 1.15rem; font-weight: 700; margin: 28px 0 8px; }
.lede { font-size: 1.25rem; color: var(--ink-2); margin: 0 0 8px; }
.meta { color: var(--muted); font-size: 0.9rem; margin: 0 0 28px; }
p { margin: 0 0 16px; }
ul, ol { padding-left: 1.3em; margin: 0 0 16px; }
li { margin-bottom: 6px; }
strong { font-weight: 700; }
hr { border: 0; border-top: 1px solid var(--rule); margin: 32px 0; }

/* stat tiles: the number that matters */
.stats { display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 10px; margin: 22px 0 24px; }
.stat { background: var(--surface); border: 1px solid var(--rule); border-radius: 10px; padding: 12px 14px; }
.stat .v { display: block; font-family: var(--font-display); font-stretch: 105%; font-weight: 800; font-size: 1.7rem; line-height: 1.1; font-variant-numeric: tabular-nums; }
.stat .l { display: block; font-size: 0.92rem; color: var(--ink-2); margin-top: 4px; line-height: 1.35; }
.stat.bad .v { color: var(--bad-ink); }

/* callouts */
.callout { background: var(--bronze-wash); border-left: 3px solid var(--bronze); border-radius: 0 8px 8px 0; padding: 12px 16px; margin: 22px 0; }
.callout p:last-child { margin-bottom: 0; }
.callout .tag { display: block; font-family: var(--font-display); font-size: 0.78rem; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase; color: var(--bronze-ink); margin-bottom: 4px; }

/* simple horizontal bars, drawn with HTML so they read without JavaScript.
   Usage: <div class="bars" role="img" aria-label="..."><div class="bar-row"><span class="bl">Label</span>
   <span class="bt"><span class="bf" style="width:62%"></span></span><span class="bv">-38%</span></div>...</div> */
.bars { display: grid; gap: 8px; margin: 18px 0 8px; }
.bar-row { display: grid; grid-template-columns: minmax(90px, 34%) 1fr auto; gap: 10px; align-items: center; font-size: 0.95rem; }
.bar-row .bl { color: var(--ink-2); line-height: 1.25; }
.bar-row .bt { height: 14px; background: var(--panel); border-radius: 3px; overflow: hidden; }
.bar-row .bf { display: block; height: 100%; background: var(--s-stocks); border-radius: 3px; }
.bar-row .bf.bonds { background: var(--s-bonds); } .bar-row .bf.cash { background: var(--s-cash); } .bar-row .bf.canada { background: var(--s-canada); }
.bar-row .bf.us { background: var(--s-us); } .bar-row .bf.intl { background: var(--s-intl); } .bar-row .bf.em { background: var(--s-em); } .bar-row .bf.accent { background: var(--bronze); }
.bar-row .bv { font-variant-numeric: tabular-nums; font-weight: 600; min-width: 4.5em; text-align: right; }
.fig-note { color: var(--muted); font-size: 0.85rem; margin: 4px 0 22px; }

/* tables */
.table-wrap { overflow-x: auto; margin: 18px 0 22px; }
table { border-collapse: collapse; width: 100%; font-size: 0.95rem; }
caption { text-align: left; color: var(--muted); font-size: 0.85rem; padding-bottom: 6px; }
th, td { padding: 7px 10px; border-bottom: 1px solid var(--rule); text-align: left; vertical-align: top; }
th { font-family: var(--font-display); font-weight: 700; font-size: 0.85rem; color: var(--ink-2); }
td.r, th.r { text-align: right; font-variant-numeric: tabular-nums; }

/* "explore it" link to the interactive guide */
.explore { display: flex; gap: 12px; align-items: center; background: var(--surface); border: 1px solid var(--rule); border-radius: 10px; padding: 14px 16px; margin: 28px 0; text-decoration: none; }
.explore b { font-family: var(--font-display); font-stretch: 108%; }
.explore span { display: block; color: var(--ink-2); font-size: 0.95rem; }
.explore:hover { border-color: var(--bronze); color: var(--ink); }
.explore .arrow { margin-left: auto; color: var(--bronze-ink); font-size: 1.3rem; }

/* sources and disclaimer at the end of each page */
.sources { margin-top: 40px; padding-top: 16px; border-top: 1px solid var(--rule); color: var(--ink-2); font-size: 0.9rem; }
.sources h2 { font-size: 1rem; margin: 0 0 8px; }
.sources li { margin-bottom: 4px; }
.disclaimer { color: var(--muted); font-size: 0.88rem; margin-top: 18px; }

/* article list */
.cards { display: grid; gap: 12px; margin: 24px 0; padding: 0; list-style: none; }
.cards a { display: block; background: var(--surface); border: 1px solid var(--rule); border-radius: 10px; padding: 16px 18px; text-decoration: none; }
.cards a:hover { border-color: var(--bronze); color: var(--ink); }
.cards b { display: block; font-family: var(--font-display); font-stretch: 108%; font-size: 1.15rem; margin-bottom: 4px; }
.cards span { color: var(--ink-2); font-size: 0.98rem; }

@media (max-width: 520px) {
  body { font-size: 17px; }
  .bar-row { grid-template-columns: minmax(80px, 38%) 1fr auto; font-size: 0.9rem; }
  .site-nav { margin-left: 0; width: 100%; }
}